LTD Surveillance Games

We constantly warn our clients, who are applying for Long Term Disability benefits, or are receiving them, of the certainty of being surveilled.  Usually, the surveillance occurs over a 3 day period, but obviously you have no knowledge of when the surveillance will occur.  We advise our clients if they see a strange car by their house, or one following them, to call the police.  However, the LTD companies will stop at nothing to try and "catch" you doing something they believe proves that you are not disabled and use that information to deny or terminate your claim, even  for something as simple as walking your dog, or answering your front door.  They will pose as UPS workers, or sales people, nothing is too low for them.  So when we say be careful, we mean be careful.