Tuesday, February 12, 2019

Objective Testing

Two claims were approved today. The first involved a 58 year old construction excavator with cardiovascular problems, and the other involved a 48 year old tractor trailer driver with neck and back problems. What did they have in common? The answer is a significant amount of objective test reports for their respective conditions. 

Regardless of whether you are considering long term disability, individual disability income, or Social Security Disability, the law states that providing objective evidence is not required to establish entitlement to benefits. Nonetheless, claim adjudicators are almost always more liable to approve disability benefits when the claim is supported with objective test data. 

Treating physicians frequently do not request diagnostic testing due to cost and insurance issues, and the belief that the medical impairments are unlikely to change or improve. Nonetheless, if seeking disability is contemplated, if probably makes sense to push your doctors to prescribe objective testing as often as possible.

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