SSA had two programs available to US citizens who are disabled, Supplemental Income Insurance ("SSI") and Social Security Disability ("SSD"). You need to have enough work credits to apply for SSD, and SSA uses a formula to calculate your monthly benefit based on your earnings. SSI is a program for people who do not have enough work credits, and who do not have more than $2,000 in their bank account, and meet the financial criteria to be eligible for SSI. The maximum monthly benefit for SSI is $783 a month. Who can live on that? Our country needs to do better, and the SSI and SSD programs need a huge overhaul to meet today's standard of living, and take care of their own citizens, who are unable to work due to a medical condition.
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